The International Student Guide - How To Organize Yourself Financially by Schelsea Keoula, MSN, BSN,

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Has your F1 status ever been challenged due to unpaid school fees? Have you ever being told that you cannot go to school due to unpaid school fees? Have you ever missed school due to late payments? Do you want to finish school with at least $1000 saved in your account? Have you ever wondered where your money goes? Have you ever fallen behind on your bills? Have you regretted for having paid an item you could have avoided? Have you ever cried when you have paid for late fees? If you have answered yes to at least one of these questions, then you are in the right place, sit tight for I will take you for a ride!Just like you, I have asked myself all these questions and I would like to congratulate you on getting a copy of this manuscript. This manuscript came alive when I was trying to budget and save my money. I had realized that at the end of the year, I had no savings under my name. At times, I was late paying my school fees, I even wrote bad checks just to allow me to register for classes. It got so bad that I even had to look for a job outside campus to pay for my tuition.Despite the fact that I was working, I did not have my priorities right. I kept spending money on shopping; I would even spend $1000 in one sitting. In addition, when my friends told me about their savings account, it sounded like a new language because it was a concept I was not used to hearing. Then it raised my interest and little by little, I started researching for ways to save my money. I am the first born of four girls. Growing up, I had everything I needed, and money was never an issue for me. However, money was not discussed much in my family. I am an entrepreneur, a nursing instructor and a registered nurse by profession. I love to teach and I always look forward to teaching new ideas because I learn in the process. I also enjoy reading, writing, cooking and singing.

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